New Bill to Verify Legal Citizenship For Mortgages

Congressman Kenny Marchant (TX) unveiled a new bill this month.

The Mortgage E-Verify Act would introduce as a condition that any applicant for modification of a home mortgage load held by Frannie Mae or Freddie Mac, or insured by the FHA, that the applicant be required to successfully pass through an E-Verify inquiry.

E-Verify is the federally mandated program that determines if someone is legally allowed to work and live in the United States. Marchant said, "E-Verify is a fantastic program which I have supported making permanent for employers. Mandating its use as a condition for home mortgage loan modifications would help eliminate waste, fraud, and abuse in the system and bring integrity to the process."

The bill is spurred by a major Nevada case where a mortgage company/branch manager conspired to manufacture and submit false employment and income documentation for borrowers, most of whom were illegal immigrants.

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Abuse in Group Home: No Background Checks

Springfield, Ohio had what many considered to be a great program for at-risk youth. Vision for Youth had its license revoked recently however, due to allegations of abuse. The teens say they were punched, kicked, and choked at the center.




The state found that Vision for Youth did not maintain proper documentation on employees criminal background checks when it hired at least 7 felons. "The employees would brag about their criminal records. They loved it, they flaunted it. They threatened the kids with it." State officials declined to comment on why it took so long to revoke the licence of a facility, when they had 3 recommendations by investigators who found problems there.

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